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Certificate of Deposit products and services are offered through the CDARS® Program and are
provided by Reliance Trust Company. Rates subject to change and are only available through this site.
Product interest rates effective as of .
CD Rates
| Account Type | Min. to Open | Required to Earn | Interest Rate | Annual Percentage Yield (APY) | |
|---|---|---|---|---|---|
13-Week |  | ||||
| $500 | $500-$19,999 | 0.01% | 0.01% | ||
| $20,000 | $20,000-$99,999 | 0.03% | 0.03% | ||
| $100,000 | $100,000+ | 0.08% | 0.08% | ||
26-Week | |
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| $500 | $500-$19,999 | 0.03% | 0.03% | ||
| $20,000 | $20,000-$99,999 | 0.13% | 0.13% | ||
| $100,000 | $100,000+ | 0.18% | 0.18% | ||
52-Week | |
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| $500 | $500-$19,999 | 0.33% | 0.33% | ||
| $20,000 | $20,000-$99,999 | 0.43% | 0.43% | ||
| $100,000 | $100,000+ | 0.48% | 0.48% | ||
2-Year (104-Week) | |
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| $500 | $500-$19,999 | 1.08% | 1.09% | ||
| $20,000 | $20,000-$99,999 | 1.18% | 1.19% | ||
| $100,000 | $100,000+ | 1.23% | 1.24% | ||
3-Year (156-Week) | |
||||
| $500 | $500-$19,999 | 1.63% | 1.64% | ||
| $20,000 | $20,000-$99,999 | 1.73% | 1.74% | ||
| $100,000 | $100,000+ | 1.78% | 1.80% | ||
5-Year (260-Week) | |
||||
| $500 | $500-$19,999 | 2.53% | 2.56% | ||
| $20,000 | $20,000-$99,999 | 2.63% | 2.66% | ||
| $100,000 | $100,000+ | 2.68% | 2.71% | ||
Savings Account Rates
Compare Savings Products
| Account Type | Min. to Open | Min. Required to Earn | Interest Rate | Annual Percentage Yield (APY) | |
|---|---|---|---|---|---|
High Yield Savings account | |
||||
| $1 | $1 | 0.99% | 1.00% | ||
Secure Money Market account | | ||||
| $200 | $1-$24,999 | 0.15% | 0.15% | ||
| $200 | $25,000-$49,999 | 0.25% | 0.25% | ||
Jumbo Secure Money Market account*** | |
||||
| $50,000 | $50,000+ | 0.99% | 1.00% | ||
Checking Account Rates
Compare Checking Products
| Account Type | Min. to Open | Min. Required to Earn | Interest Rate | Annual Percentage Yield (APY) | |
|---|---|---|---|---|---|
Free Checking account* | | ||||
| $1 | $0 | - | - | ||
Interest Checking account** | | ||||
| $50 | $25-$999.99 | 0.06% | 0.06% | ||
| $50 | $1000-$24,999.99 | 0.10% | 0.10% | ||
| $50 | $25,000+ | 0.15% | 0.15% | ||
*Free Checking account is non-interest bearing.
**For Interest Checking accounts with balances below $25, the Rate/APY will drop to 0%. Interest Checking accounts will incur a $10 monthly service fee if the monthly average balance falls below $25.
Interest Checking accounts are variable rate products and rates may change daily without prior notification. Waterfield Bank uses the daily balance method of computing interest, which applies a periodic rate to the full collected amount of principal in the account each day.
***For Jumbo Secure Money Market accounts with balances below $50,000, the Rate/APY will be calculated based on the Secure Money Market account tiers. The Jumbo Money Market account will incur the $10 monthly service fee if the monthly average balance falls below $200.
Money Market Savings accounts are variable rate products and rates may change daily without prior notification. Waterfield Bank uses the daily balance method of computing interest, which applies a periodic rate to the full collected amount of principal in the account each day.
Annual Percentage Yield Calculation: APY = 100 {(1+Interest/Principal) (365/Days in term) -1}. For additional rules of accounts, see the Terms & Conditions.
© 2009 AARP Financial Savings Center. All rights reserved.
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AARP Financial Inc. makes available the AARP Financial Savings Center brought to you by Waterfield Financial Services Inc. AARP and AARP Financial Inc. receive fees from Waterfield Financial Services Inc. for AARP's license of its intellectual property and AARP Financial Inc.'s oversight of the AARP Financial Savings Center. All Checking and Money Market Savings deposit products available through the Savings Center are offered by and will be opened and processed through Waterfield Bank. Certificate of Deposit products and services available through the Savings Center are offered by and available through Reliance Trust Company. Waterfield Financial Services Inc. contracts directly with Waterfield Bank and Reliance Trust Company. All deposit products are issued by FDIC-insured financial institutions, and are eligible for insurance coverage to the full extent of the law. AARP Financial Inc., its parent and affiliates have no liability for the products and services provided by Waterfield Bank, Reliance Trust Company and Waterfield Financial Services Inc. AARP and AARP Financial Inc. have endorsed the services provided through the Savings Center but do not offer these products or services. AARP cannot recommend that you or any specific individual should purchase any particular product or service. AARP Financial Inc. is a registered investment adviser and a subsidiary of AARP. |
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